Personal Finance Archives - Page 8 of 11

Fed Holds Rates Steady: Savers Benefit from Continued High Yields

August 13, 2025

The Federal Reserve’s recent decision to maintain interest rates steady is providing a welcome reprieve for savers. This move is expected to keep yields on high-yield savings accounts and certificates of deposit (CDs) attractive in […]

A couple happily managing money together.

Joint vs. Separate Accounts: Decoding Couple’s Finances for a Harmonious Future

August 13, 2025

Navigating the financial landscape as a couple can be complex, with decisions about joint versus separate bank accounts significantly impacting relationships and financial planning. While joint accounts offer transparency and ease for shared expenses, they […]

Person happily reviewing HSA benefits with investment growth.

Unlock Your HSA’s Potential: 2025 Changes, Hidden Costs, and Smart Investing

August 13, 2025

Navigating Health Savings Accounts: Key Changes and Investment Strategies for 2025 Health Savings Accounts (HSAs) continue to grow in popularity, offering a triple tax advantage for individuals enrolled in high-deductible health plans (HDHPs). As 2025 […]

Open bank accounts with money flowing between them.

Demystifying Your Bank Accounts: Checking, Savings, and Digital Banking Essentials

August 13, 2025

Understanding the nuances of different bank accounts is crucial for effective personal finance management. This guide explores the fundamental differences between checking and savings accounts, highlights the advantages of online versus traditional banking, and details […]

Family discussing FAFSA changes and college financial planning.

Seven Major FAFSA Changes: What Families Need to Know

September 17, 2024

The Free Application for Federal Student Aid (FAFSA) is undergoing significant changes that will impact how families apply for federal financial aid. These updates aim to simplify the application process and enhance accessibility for students […]

Apple Hikes Prices for Apple TV Plus and Other Services

September 15, 2024

Apple has announced a price increase for several of its services, including Apple TV Plus, Apple Arcade, and Apple News. The new prices are effective immediately for new subscribers and will take effect for existing […]

Elderly couple looking at laptop worried

Massive Medicare Data Breach Exposes Nearly 1 Million Subscribers

September 11, 2024

The personal information of almost 1 million Medicare beneficiaries was compromised in a data breach that occurred between May 27 and May 31, 2023. The breach exploited a vulnerability in the MOVEit software used by […]

Elderly group discussing changes with government buildings.

Major Changes Coming to Social Security in 2025: What You Need to Know

September 8, 2024

In 2025, significant changes are expected to impact Social Security, affecting both current retirees and workers. These adjustments will influence cost-of-living adjustments (COLA), full retirement age (FRA), and Social Security credits and taxes. Here’s a […]

Social Security Administration Unveils Simplified SSI Application Process

September 7, 2024

The Social Security Administration (SSA) has announced a significant overhaul to the Supplemental Security Income (SSI) application process. Starting in December, the SSA will introduce a streamlined online application aimed at making the process less […]

Worried person on phone with scammer in background

IRS Back Taxes Scam Call Steals Millions: What You Should Know

September 6, 2024

A new wave of IRS back taxes scam calls has stolen millions of dollars from unsuspecting victims. The Federal Trade Commission (FTC) estimates that IRS imposters have stolen nearly five million dollars in the last […]