Articles by Andy

The State of American Savings: A Deep Dive into Account Balances Recent data reveals a significant disparity in savings across the United States. While the median transaction account balance stands at $8,000, a figure that […]

The Federal Reserve’s decision to maintain its current interest rate policy is providing a welcome period of stability for savers. Following a series of aggressive hikes aimed at curbing inflation, the central bank’s pause means […]

Navigating Your Health Savings Account: Key Changes for 2025 Health Savings Accounts (HSAs) are set to see several important adjustments in 2025, impacting contribution limits and the definition of qualifying high-deductible health plans (HDHPs). These […]

Navigating the financial landscape without a traditional bank account presents unique challenges, but a growing number of alternatives are available for those who are unbanked or underbanked. These options, while sometimes costly, offer pathways to […]

Navigating the world of banking can be complex, with a variety of account types designed to meet different financial needs. From everyday checking to specialized savings and innovative cash management accounts, understanding the nuances of […]

In an era of increasing digital threats, understanding and implementing robust bank account security measures is paramount. As financial transactions move increasingly online, consumers face a growing risk of fraud. This article delves into common […]

Bank of America is currently offering competitive interest rates on its savings accounts, alongside attractive bonus opportunities for new and existing customers. These promotions aim to attract new deposits and reward customer loyalty in the […]