Andy, Author at US Money News

Score Big: Top Bank Account Bonuses Available This August!

August 26, 2025

August 2025 is shaping up to be a lucrative month for savvy consumers looking to open new bank accounts. Several major financial institutions are offering attractive sign-up bonuses, with potential rewards reaching up to $3,000 […]

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Fed Rate Cuts Loom: What Savers Can Expect in 2025

August 26, 2025

The Federal Reserve’s monetary policy decisions are poised to significantly influence savings rates throughout 2025. Following a period of elevated interest rates that benefited savers, the central bank is expected to implement rate cuts, which […]

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Bank of America’s 2025 Outlook: Savings Rates and Bonus Opportunities

August 26, 2025

As 2025 approaches, Bank of America is set to continue offering a range of savings account options, alongside potential bonus incentives for new and existing customers. While specific interest rates and bonus offers for the […]

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Americans’ Savings Habits Revealed: Median Balance Stands at $8,000

August 25, 2025

Americans’ Savings Habits Revealed: Median Balance Stands at $8,000 Recent data indicates that the median transaction account balance in the U.S. is $8,000, a figure that may not be enough to cover several months without […]

LendingClub savings account with stacked coins.

LendingClub Launches New High-Yield Savings Account with Tiered APY

August 25, 2025

LendingClub has launched a new high-yield savings account, the LevelUp Savings account, offering a competitive 5.30% APY. However, this top-tier rate is contingent on meeting a monthly deposit requirement of $250. Savers who do not […]

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Your Essential Checklist for Opening a Savings Account

August 25, 2025

Opening a savings account is a straightforward process, often completable from the comfort of your home. To ensure a smooth experience, it’s crucial to have all necessary documentation and information readily available. This guide outlines […]

Federal Reserve’s Pause on Rate Hikes Offers Savers a Window for High Yields

August 25, 2025

The Federal Reserve’s monetary policy decisions are significantly influencing savings account yields, with current trends suggesting stability in the short term. However, potential future rate adjustments by the Fed, driven by economic indicators, could lead […]

Bank account with cash bonus visually depicted.

Unlock Cash Bonuses: Top Bank Account Promotions Available Now

August 25, 2025

Banks are currently offering attractive bonuses for new customers opening checking and savings accounts. These promotions can range from a few hundred dollars to several thousand, providing a significant financial incentive to switch financial institutions […]

August 2025: Unlocking Top Money Market Account Rates

August 24, 2025

As August 2025 approaches, consumers are actively seeking the most advantageous interest rates for their savings. Money market accounts (MMAs) continue to be a popular choice for those looking to earn a competitive yield while […]

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New ‘Trump Accounts’ Offer Financial Head Start for Babies: A Comparison to 529s and Roth IRAs

August 24, 2025

A new legislative package, dubbed "The One Big Beautiful Bill," has introduced "Trump Accounts," a novel tax-deferred savings vehicle for American children. Signed into law on July 4th, this initiative aims to provide a financial […]